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Web Site Disclaimer

Agreement to Terms
Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof.

Security
RIVERFRONT FEDERAL CREDIT UNION is committed to providing the highest level of security and privacy regarding the collection and use of our member’s personal information as well as that of all visitors to our Web site. However, we are unable to ensure that information submitted electronically may not be intercepted by third parties, even though security features are utilized. RIVERFRONT FEDERAL CREDIT UNION will not be liable should such interception occur.

Privacy
RIVERFRONT FEDERAL CREDIT UNION respects your right to privacy. We will take every precaution to provide you with the same level of privacy and security through Online Direct® services as we do with all of our other banking delivery channels. For more information regarding our privacy policies please refer to our Privacy Statement.

Copyright
Your rights to use materials on this Website are limited by law. All information on this site is protected by copyright laws of the United States and other countries. Visitors to this website may download a copy of materials on this site to a single computer for personal, non-commercial home use as long as all copyright, trademark or other proprietary notices are included in the material which is downloaded. Visitors to this site are prohibited from reproducing, redistributing, republicizing, or retransmitting any materials posted at this website without the prior permission of RIVERFRONT FEDERAL CREDIT UNION.

Notification of claimed Infringement
If a copyright owner, its agent, or licensee has reason to believe that any material contained on www.riverfrontfcu.org may infringe on its copyright, notice must be given in writing of the following: (a) identification of the copyrighted work claimed to have been infringed; (b) identification of the allegedly infringing material; (c) information sufficient to permit Riverfront to locate the infringing material; (d) a statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or licensee, or is otherwise permissible by law; and (e) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the copyright owner, agent, or licensee. Anyone who knowingly misrepresents that material is infringing in such a notice will be liable for any damages and any associated costs incurred by Riverfront, any alleged infringer, or any copyright owner or its authorized agent or licensee. Written notice must be sent to Riverfront Federal Credit Union, 430 South 4th Street, Reading, PA 19602. Attn: Marketing Department.

Third Party Sites
For your convenience, this site includes links to other third party sites. RIVERFRONT FEDERAL CREDIT UNION does not endorse or guarantee these third party sites. The products and services offered on third party sites are not products of Riverfront Federal Credit Union and may not be insured by the NCUA. Riverfront Federal Credit Union does not control privacy or security on these sites, and as such, makes no guarantees as to the privacy or security of these sites, or of any information you may provide or disclose while on these sites.

Hyperlinks
This website may contain hyperlinks to other sites created and maintained by other organizations. RIVERFRONT FEDERAL CREDIT UNION does not regularly review materials posted on these linked sites, nor do they endorse the owners of such linked sites, or the products or materials appearing on such linked sites. Any decision of website visitors to view any of the linked websites is at their own risk.

Linking to Riverfront Federal Credit Union

What you can do:

You do not need to get advance permission to link to Riverfront’s web site if you are making a simple link to our homepage (www.RiverfrontFCU.org) and are following the linking guide lines below.

You may also link to one of our sub pages, where appropriate. We reserve the right to change sub pages at any time without notice.

What you should not do:

Do not capture our pages within your frames, or otherwise present our content as your own. Any link to our site should be a full forward link that passes the client browser to our site unencumbered. The BACK button should return the visitor to your site if the visitor wishes to back out. You should not link to individual graphics or tables within our pages, especially in an effort to place the downloading burden on our servers. Such an action may be considered a misuse of Riverfront’s resources.

Guidelines for linking to Riverfront's Websites

A site that links to Riverfront's website:
• May link to but not replicate Riverfront's content
• Should not create a browser or border environment around Riverfront's content
• Should not imply that Riverfront is endorsing it or its products
• Should not misrepresent its relationship with Riverfront
• Should not present false information about Riverfront's products or services
• Should not use the Riverfront's logo without permission from Riverfront
• Should not contain content that could be construed as distasteful, offensive or controversial, and should contain only content that is appropriate for all age groups

Limitation of Liability
IN NO EVENT SHALL RIVERFRONT FEDERAL CREDIT UNION BE LIABLE FOR ANY LOST DATA, USE, PROFITS, SAVINGS, GOODWILL, OR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OR YOUR INABILITY TO USE INFORMATION CONTAINED IN THIS WEBSITE. YOUR SOLE REMEDY FOR ANY DAMAGES RELATED OT USE OF THIS WEBSITE OR INFORMATION DOWNLOADED FROM THIS WEBSITE IS TO DISCONTINUE USE OF THE WEBSITE. THE LIABILITY RESTRICTIONS CONTAINED HEREIN MAY NOT APPLY IN CERTAIN JURISDICTIONS.

No Warranty
ALL MATERIALS ON THIS WEBSITE INCLUDING BUT NOT LIMITED TO DOCUMENTS, AUDIO, VIDEO, SOFTWARE AND OTHER DATA, ORE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND. ALL WARRANTIES IMPLIED BY LAW ARE EXPLICITLY DISCALIMED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. RIVERFRONT FEDERAL CREDIT UNION MAKES NO WARRANTIES OR REPRESENTATIONS REGARDING WHETHER ANY VIRUSES ARE CONTAINED IN THIS WEBSITE OR THE MATERIALS CONTAINED HEREIN. RIVERFRONT FEDERAL CREDIT UNION DOES NOT REPRESENT OR WARRANT THAT THE INFORMATION ACCESSIBLE VIA THIS SITE IS ACCURATE, COMPLETE OR CURRENT. THESE WARRANTY LIMITATIONS MAY NOT APPLY IN CERTAIN JURISDICTIONS.

Governing Law
This website is controlled by RIVERFRONT FEDERAL CREDIT UNION from its offices within the Commonwealth of Pennsylvania, United States of America. It can be accessed from the 50 states and from countries around the world. You agree with RIVERFRONT FEDERAL CREDIT UNION that the statutes and laws of the Commonwealth of Pennsylvania, without regard to its conflicts of law principles will apply to all matters regarding use of this website.

Trademarks
• CU$® is a registered trademark of Pennsylvania State Employees Credit Union
• Microsoft® Internet Explorer is a registered trademark of Microsoft Corporation
• Netscape® is a registered trademark of Netscape Communications Corporation in the U.S. and other countries
• PLUS Network® is a registered trademark of VISA
• Online Direct® is a registered trademark of RIVERFRONT FEDERAL CREDIT UNION
• Quicken® is a registered trademark of Intuit, Inc
• RealPlayer®, RealAudio®, and RealVideo® are registered trademarks of Real Networks, Inc.
• Star Systems® is a registered trademark of Concord EFS, Inc
• VISA® is a registered trademark of VISA


Changes
The documents and graphics appearing at this website might include technical inaccuracies, typographical errors, and out-of-date information and use of any and all materials contained in this website is at your own risk. Changes may be made at any time to the information on this website without prior notice.

Rates, charges and product or service information are subject to change without notice.

Capacity to Contract
You certify that you are at least 18 years old, have the legal capacity to contract and you are legally competent to contract should you open any accounts with us on-line. We do not solicit or open accounts for minors unless a guardian or custodian of legal age is also on the account.

Damages
This disclaimer is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss or damage to property and claims of third parties.

Submissions to Site
All remarks, discussions, ideas, graphics, or other submissions communicated collectively through this site will be the exclusive property of RIVERFRONT FEDERAL CREDIT UNION. Riverfront is entitled to use any portion of the submission without restriction or compensation to the individual who provided it. Nothing contained herein shall be construed as limiting or reducing Riverfront Federal Credit Union’s responsibilities and obligations to our consumers and members in accordance with our Privacy Policy and Web Site Privacy Statement.


Severability
To the extent any portion of this website disclosure is determined to be unenforceable by a court of competent jurisdiction, such portion will be modified by the court solely to the extent necessary to cause such portion to be enforceable, and this website disclosure, as so modified, shall remain in full force and effect.

Waiver
No waiver by RIVERFRONT FEDERAL CREDIT UNION or any right under or term or provision of this website disclosure will be deemed a waiver or any other right, term or provision at that time or a waiver of that or any other right, term or provision of this website disclosure at any other time.

Additional Terms
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.

Indemnity
Except as specifically stated on this site, neither RIVERFRONT FEDERAL CREDIT UNION nor any of its directors, employees, or other representatives will be liable for any damages arising out of or in connection with the use of this site.

Contact Information
You may contact Riverfront Federal Credit Union by email or by telephone at
1-800-451-3477 or mail to Riverfront Federal Credit Union, 430 South 4th Street, Reading, PA 19602, Attention Internet Services Group with questions about this site.

 
 

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