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Checking Account

Say good-bye to high minimum balances and all the hassle of other checking accounts. Riverfront's checking account is one of the best values around!

  • No minimum balance - There is no minimum balance on a Riverfront checking account. However, the more money you keep in your account, the more benefit to you. You'll earn dividends each day your balance exceeds $750.

  • Unlimited check writing - As long as there are sufficient funds in your account, there is no limit to the number of checks you can write each month.

  • Your funds are federally insured up to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration

  • Easy access - Access your account funds 24 hours a days, 7 days a week through:

MasterMoneyTM Debit Card - Use your card to make purchases directly from your checking account at any merchant displaying the STAR or MasterCard logos. You can also use it at any STAR or PLUS System ATM for deposits, withdrawals, balance inquiries and transfers.

Dial Direct (phone access service) - Access your account 24 hours a day from a touch-tone phone. Transfer funds between checking and other savings and club accounts, make loan payments, find out your balance, see which checks have cleared, receive a history of the transactions on your account and much more!

Online Direct (Riverfront's home banking service) - Access your Riverfront accounts from the convenience of your home or office 24 hours/day 7 days/week.

Payroll Deduction/Direct Deposit - Have payroll funds deposited into your Riverfront account.

Free overdraft protection - Funds from your Riverfront primary savings account (over and above the $50 minimum balance), club accounts and escrow account can be used to cover checks written on your checking account. Funds from other accounts and family accounts can also be used to cover your checks*. You can also establish a line of credit as a source of overdraft protection for your checking account.

Make the Switch

If you are looking for the perfect time to switch your current personal checking account, Riverfront Federal Credit Union has plenty of excellent reasons:

Free Checking – No minimum balance and no per check fees
No Annual Fee Debit Card
Free Internet Access
Free Overdraft Protection
Overdraft Privilege
Convenient Access (24 hours/7 days a week)
Network of over 32,000 Non Surcharging ATMs

Switching is Easy! Riverfront is here to help. For full details on how to switch your current checking account to a Riverfront checking account, simply click here to receive your Riverfront Federal Credit Union Switch Kit.

*Federal Regulation D limits the number of automatic, pre-authorized or telephone transfers to 6 per month.

Applying for this Service is as easy as 1, 2, 3…

We provide our members a choice when signing up for new services. Applications can be done either online or manually:

Online Version

1. Log on to Online Direct (if you are not enrolled in Online Direct, please refer to the Manual Version below).

2. Click the Transaction button

3. Click the Applications button

4. Complete the Access Services Mini Application.

5. Submit application

Manual Version

1. Print out our PDF version of the Access Services Mini Application
(The Access Services Mini Application can be used to apply for several services at once, including enrolling in Online Direct.)

2. Complete the Access Services Mini Application (Remember signatures at bottom of form)

3. Mail completed and signed application to:

Attn: Financial Services
Riverfront Federal Credit Union
430 South 4th Street
Reading, PA 19602

If you are not a member at this time, and wish to join the credit union, please complete our Membership Application. If you have any questions please contact us at (610) 374-8351 or (800) 451-3477 or email us at MemberService@Riverfrontfcu.org.

Saving/Checking Fees


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