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Loans

Q. Can I apply for a loan at Riverfront Federal Credit Union on evenings, weekends, and Holidays?

A. Yes. Simply call the toll-free after hours loan service number at 877-850-8231 if you can’t apply during normal business hours.

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Q. How can I get a copy of my Credit Report? What is my Credit Score?

A. You can call any one or all of the three credit bureaus.

1. Equifax – 800-685-1111
2. Experian – 888-397-3742
3. Trans Union – 800-888-4213

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Q. How long do you have to be a member at RFCU before you can apply for a loan?

A. You can apply for a loan at Riverfront Federal Credit Union at any time. We do require that members have just a minimum of $50 in their savings account to utilize all the products and services that Riverfront has to offer.

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Q. What are the current loan rates?

A. Click here to see our rates page.

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Q. How fast can I get a loan?

A. Applications are reviewed promptly when received and are normally approved in 30 minutes or less. You can even receive pre-approvals on our vehicle loans without obligation.

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Q. What will my loan payments be?

A. Click Here to utilize the online loan calculator.

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Q. Can you take loan payments out of my payroll check?

A. Yes. Riverfront offers easy payment options through payroll deduction or direct deposit.

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Q. What are the different ways I can apply for a loan?

A. Applications can be made by:

• Calling our office during regular business hours at 610-374-8351 (or 800-451-3477 for members located outside the Reading PA area)
• Calling our toll-free after-hours loan service at 1-877-850-8231 if you can’t apply during business hours
• If you are a member you can log on to online direct any time to apply for a loan.
• Completing an application and mailing it to our office.
• Stopping by in person at our office during regular business hours.

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Q. What type of loans does Riverfront offer?

A. Riverfront offers a full line of loans to meet your needs. Choose from a variety of options with rates you can really afford and flexible terms. Some of the more popular loans that are offered are:

• New and Used Vehicles
• Home Equity Loans
• Personal Loans
• Student Loans
• Share Secured Loans
• New & Used Motorcycle Loans
• Travel Trailer Loans
• VISA
• First Mortgage Loans through PHH

Please visit our Products and Services page for more information. Or call us at 610-374-8351 or
800-451-3477 to request a Loan or VISA Brochure.

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