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Guaranteed Asset Protection Plus (GAP Plus)

Home Lending Services Services Guaranteed Asset Protection Plus (GAP Plus)

What is GAP Plus?

Did you know that if your new vehicle were totaled or stolen, your insurance company might not pay off your entire loan balance? GAP Plus protection covers you if your vehicle is stolen or involved in a major accident. Insurance policies only cover the value of the vehicle. GAP Plus protection covers the difference between the actual cash value of the vehicle and the balance still owed on the financing.

The value of a new vehicle rapidly declines during the first few years. Many times the balance of the loan will be higher than the value of the vehicle. Guaranteed Asset Protection covers the “gap” between the vehicle’s value and the amount that is owed on it. It will also provide an additional $1,000 to help you purchase a replacement vehicle if you finance that car through Riverfront. The GAP Plus policy also includes at no extra charge Auto Deductible Reimbursement (ADR). The ADR coverage will reimburse you up to $500.00 on an insurance claim that is not a total loss.

  • The Auto Deductible Reimbursement (ADR) pays up to $500.00 per loss (unlimited # of claims)
  • 3-Year Term
  • Coverage is effective upon the date of enrollment (no wait period)
  • ADR Program covers ALL autos the individual member owns and insures (not just vehicles financed with Riverfront)

Get A Free Quote

Most dealerships charge between $500 – $1,000 and even higher in some instances for this coverage. As a member of Riverfront, you can get the same coverage at a fraction of the cost. Speak with a Loan Administrator to learn more about protecting yourself with GAP Plus insurance for your new vehicle.

Get an instant quote for Guaranteed Asset Protection Plus (GAP Plus).

Extended Warranty Protection

Combine GAP Plus with Extended Warranty Protection and you and your auto investment will be protected without costing an arm and a leg.

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