Certificate

Whether you want to save money for an upcoming expense, add to your retirement savings or just want to save at a higher rate without a risky investment, Certificates are a good way to save and earn more.

• Minimum of $1,000 to open account and earn monthly dividends
• Free Online Banking
• Free eStatements
• No monthly service charge
• Fixed interest rate
• Terms from 6 months to 5 years
• At maturity, funds can be renewed, transferred to a savings account or withdrawn
• Penalty for early withdrawal

Yes$ Young Adult Certificate

You are never too young to learn the value of saving money. Yes$ Certificates get our members age 14-22 started on the road to savings with lower minimum deposits and shorter term options.

• Minimum of $300 to open account and earn monthly dividends
• Terms from 6 months to 18 months
• Same features as a regular Certificate

Traditional IRA, Roth IRA, Education Savings Certificates

Whether you want to save money for an upcoming expense, add to your retirement savings or just want to save at a higher rate without a risky investment, Certificates are a good way to save and earn more.

• Corresponding savings account for Traditional IRA, Roth IRA or Education Savings Account required
• Minimum of $1,000 to open account and earn monthly dividends
• Free Online Banking
• Free eStatements
• No monthly service charge
• Fixed interest rate
• Terms from 6 months to 5 years
• At maturity, funds can be renewed, transferred to the savings account the certificate was purchased from, or withdrawn
• Penalty for early withdrawal

To purchase a Certificate log into Online Banking or visit a branch.