Promotions
There's always something going on here at Riverfront!
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Go Paperless with Your Credit Card Statements!
Signing up for credit card eStatements allows you to enjoy the added convenience of online access to your monthly statements and reduces your risk of identity theft. Not only is it free, it's also friendly to the environment! And if you sign up between August 16 - October 31, 2021, you'll be automatically entered into a drawing for a $250 Visa gift card!* Enrolling is a breeze. Follow this link for instructions on how to enroll.
*Official Rules, Terms and Conditions
All entrants agree to the following official rules:
- Must be a Riverfront member in good standing.
- Must enroll in credit card eStatements during the promotional period of August 16 - October 31, 2021 to qualify for one automatic entry into the drawing.
- No purchase necessary to enter or win.
- Winners will be notified via email address on file with the credit union. To accept prize, individual must respond via email to marketing@RiverfrontFCU.org with the subject line "Credit Card eStatement Winner Notification" with their name, phone number, and mailing address to claim their prize. Winner must respond to the winning notification within three (3) calendar days to receive the prize or the prize will be forfeited. No substitutions or replacements for prize unclaimed. Prize can be picked up at any Riverfront branch office.
- All entrants and winners agree to release, indemnify, and hold Riverfront Federal Credit Union harmless along with allow use of their testimonial and release of first name for promotional purposes.
- Any violation or non-compliance with these Official Rules will result in disqualification.
- One (1) winner will be chosen throughout the promotional time period to win one (1) $250 Visa gift card. Winner will be notified by Monday, November 1, 2021, 5:00 pm EST.
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Back to School with a Full Wallet!
June 1 - December 31, 2021Fill kids' backpacks and your wallet too when you shop for back to school with a Riverfront Cash Rewards Credit Card. Now through the end of the year, earn double cash back* every time you use Riverfront's Cash Rewards credit card on any purchases.
- Get 3% cash back* on all your purchases
- Enjoy a low balance transfer rate
- Take advantage of a $100 intro bonus offer
Stop by one of our branches or call 800-451-3477 to apply or get more information.
*Cash back accrues at the rate of 3.00% for NET purchases made with participating Card (not including cash advances or balance transfers. Cash back includes 1.5% standard cash back and additional 1.50% promotional rate). Promotion runs June 1-December 31, 2021. Cash accrual is not earned for fees, finance charges, or cash transactions of any kind and may exclude applicable shipping, tips and taxes. Cash back activity including your cash back balance earned will appear on your monthly Riverfront FCU VISA Signature credit card statement. Cash back incentives will be posted to a Riverfront UrCash share account. Neither we, nor our service providers, are responsible for inaccuracies in cash accrual due to computer error, late or incorrect data submissions or any loss incurred that may arise in connection with the use of these services. Neither we, nor our service providers are responsible for the performance by any service provider or common carrier. Maximum amount of cash back earned under this promotion is capped at $500. Earn an additional $100 cash back incentive when you make $2,500 worth of purchases in the first six months after your card is issued. The promotion applies to transactions with a post date between 6/1/21 and 12/31/21. UrCash rewards will be posted to member UrCash accounts the calendar month following the prior month statement cycle. Additional promotional cash rewards of 1.5% in earnings will be limited to $500 total at which time standard cash rewards rate will apply. Terms and conditions subject to change. Restrictions apply.
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Transport Yourself through Summer Payment Free!
You heard that right. For a limited time, we're offering stellar rates on all modes of transportation. If you've been itching to hit the road this summer, we can help you finance a new set of wheels affordably and forego the payment for 90 days. Whether you prefer a car, motorcycle, ATV, or something else, picture yourself with the wind blowing through your hair. Financing with Riverfront will make any trip sweeter, plus having extra cash in your pocket will help along the way no matter where the road takes you.
*"No Payments for 90 Days" applies to all modes of transportation including Autos, Motorcycles, RV's or Boats and is valid for 90 days from date of purchase or refinance from another financial institution, after which regular payments will begin. Interest will accrue during the No Payment period. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. Rates subject to change. Rates based on credit requirements. Other restrictions may apply.
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Tired of staying close to home? Create your next big adventure with a recreational vehicle loan from Riverfront and go 90 days payment free. We can help you finance the vehicle you need to start exploring the great outdoors and beyond with rates starting as low as 2.99% APR*. Our quick and simple loan process makes it easy, and our low rates and flexible terms will satisfy your need for affordability. This is an opportunity too good to miss! The great outdoors awaits!
*The promotional rate of 2.99% APR (Annual Percentage Rate) applies to Boats, RV's and Motorcycles. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. This rate cannot be combined with UrCash. Approval is based on credit worthiness and acceptable collateral. Other restrictions may apply.
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With an introductory rate of 0% APR*, now's the time to give your finances a much appreciated boost. Riverfront Home Equity Line of Credit funds are available when you need them and can be used for virtually anything, like home upgrades, paying bills or educational expenses and so much more! Call 800-451-3477, stop in or contact us by Riverfront Live soon because this offer won't last!
*APR = Annual Percentage Rate. A special APR of 0% for the first six months and .99% for the following six months with a $10,000 minimum advance. The introductory APR will automatically terminate at the end of the 12-month period. Home Equity Line of Credit rates are based on the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month plus or minus a margin with a floor rate of 3.5%. Your APR may vary. Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.
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Shift your auto financing to Riverfront. Refinance your current car loan from another financial institution and we will get you into a lower monthly payment. In addition, we will also give you $150 cash on the spot! Don't delay. This special offer is only available for a limited-time, so apply now using Riverfront Live or call 800-451-3477, option 5.
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Afford yourself some much-needed breathing room with a Riverfront Personal Loan. With a desirable payment to fit your budget and a great low rate, you can catch up on bills, consolidate high-rate credit card debt or use it simply to rest a little bit easier. Don't wait, though, this loan offering won't last long!
Features of our specialized personal loan include:
- Quick decisioning to get the money in your hands fast
- Promotional rate as low as 6.75% APR*
- Borrow up to $15,000
- Terms up to 66-months
- Open to both members and those eligible for Riverfront membership
- Preferred membership discounts can be applied
Contact us via Riverfront Live or call 800-451-3477 to apply.
* Annual Percentage Rate. Restrictions apply based on credit worthiness. Automatic payment required.
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Helping Local Businesses Reopen - The R&R (Restore & Recover) Working Capital Loan
The Covid-19 pandemic has created significant challenges for Berks County's small businesses. To aid them in their recovery, Riverfront offers a Restore & Recover (R&R) Working Capital Loan. Our organization is dedicated to providing our local small businesses with the financial resources they need to follow the difficult path that lies ahead. Funds from the R&R Loan can be used to purchase social distancing materials (PPE, placards, shields, etc.), or for short-term expenses like inventory, payroll, rent or other operating costs. Contact us via telephone during business hours to apply.
Features of the R&R Working Capital loan include:
- Initial promotional period of 0%* for 6 months
- Borrow up to $10,000
- Terms up to 60 months
- Quick application process
- Open to both members and those eligible for Riverfront membership
We also offer amortizing loans at 1.99% APR* for amounts up to a maximum of $10,000 with a max term of up to 60 months. Contact us via telephone during business hours to apply.
*Annual Percentage Rate. Restrictions apply based on credit score.
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Not a Riverfront member? Join today and you use our ATMs fee-free! Save your Riverfront ATM receipt with the text "BECOME A MEMBER, SHOW THIS RECEIPT AND WE'LL ADD $50 TO YOUR ACCOUNT" on it, bring it into a branch and open a new account. Then we'll deposit the first $50* on us! It's THAT simple (and rewarding)!
*Offer applies to new members only and NOT new accounts opened by existing RFCU members. New member must have no prior relationship with Riverfront FCU in order to receive the $50 deposit. Other terms and conditions may apply.
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*Follow these easy steps:
- Pick up your FREE Riverfront FCU vinyl sticker or car magnet at a Riverfront branch and place it in a visible location on your vehicle.
- Riverfront spotters will be out in our Berks communities looking for vehicles displaying our stickers and magnets. If we spot your vehicle, we will tuck a notification under your windshield wiper.
- If you've received a notification, stop by a Riverfront branch and claim your Visa Gift Card! It's THAT simple!
Promotional offers cannot be combined.