Promotions
There’s always something going on here at Riverfront!
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Helping Local Businesses Reopen - The R&R (Restore & Recover) Working Capital Loan
The impact of the Covid-19 pandemic has been significant on Berks County’s small businesses. To help local companies prepare to reopen their doors and get the economy back on track, we’ve created a Restore & Recover (R&R) Working Capital Loan. Riverfront is dedicated to providing our local small businesses with the financial resources they need to gear up and restart. Funds from the R&R Loan can be used to purchase social distancing materials (PPE, placards, shields, etc.), or for short-term expenses like inventory, payroll, rent or other operating costs. Contact us via telephone during business hours to apply.
Features of the R&R Working Capital loan include:
- Initial promotional period of 0%* for 6 months
- Borrow up to $10,000
- Terms up to 60 months
- Quick application process
- Open to both members and those eligible for Riverfront membership
We also offer amortizing loans at 1.99% APR* for amounts up to a maximum of $10,000 with a max term of up to 60 months. Contact us via telephone during business hours to apply.
*Annual Percentage Rate. Restrictions apply based on credit score.
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At Riverfront we believe it’s important to take care of those who take care of us. After all, it’s our job to help our members improve their financial lives. If you’re considered a frontline worker, we created a special auto loan just for you.
Rates as low as 1.99% APR*
- Loans up to 72 month terms
- Free deductible (GAP/ADR) coverage
- No payment for 60 days
- A monthly payment that works with your budget
*Annual Percentage Rate. Riverfront’s lowest auto loan rate of 1.99% APR is based upon an evaluation of credit-worthiness criteria, and a maximum term of 72 months; your actual rate may differ. Limited time offer. Rate quoted is reserved for used vehicle loans only; refinancing of existing RFCU loans not eligible. Certain auto model year and term restrictions apply. No auto payments for 60 days applies to auto loans only and is valid for 60 days from date of purchase or refinance from another financial institution, after which regular payments will begin. Interest will accrue during the no payment period. A maximum term of 75 months is available for those electing mechanical breakdown coverage. Cannot be used in conjunction with URCash or URewards programs. Deductible policy valued at $399. Additional restrictions apply. Please see protection policy and warranty summaries for additional details. Offer is subject to change without notice.
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Support Pennsylvania’s locally owned businesses, restaurants and retail shops using your Riverfront Cash Rewards Visa card and earn 3% cash back* now through August 31, 2020.
Our small businesses need us now more than ever, so shop knowing you’re giving back to the community and being rewarded for it! Your cash back will be deposited into your URCash account. Plus, our Cash Rewards Visa card comes loaded with perks like no annual fee and Cell Phone Protection.
Disclosure:
*Restrictions apply. Cash back accrues at the rate of 3.00% for NET purchases made that post through our third party processing with a merchant code in the state of Pennsylvania using participating Card (not including cash advances or balance transfers. Cash back includes 1.50% standard cash back and additional 1.50% promotional rate). Promotion runs June 1-August 31, 2020. Cash accrual is not earned for fees, finance charges, or cash transactions of any kind and may exclude applicable shipping, tips and taxes. Cash back activity including your cash back balance earned will appear on your monthly Riverfront FCU VISA credit card statement. Cash back incentives will be posted to a Riverfront URCash account. Neither we, nor our service providers, are responsible for inaccuracies in cash accrual due to computer error, late or incorrect data submissions or any loss incurred that may arise in connection with the use of these services. Neither we, nor our service providers are responsible for the performance by any service provider or common carrier. Earn an additional $100 cash back incentive when you make $2,500 worth of purchases in the first six months after your card is initially issued. The promotion applies to transactions with a postdate between 6/1/20 and 8/31/20. URCash will be posted to member URCash accounts the calendar month following the prior month statement cycle. Additional promotional cash rewards of 1.5% in earnings will be limited to $500 total at which time standard cash rewards rate will apply. Terms and conditions subject to change.
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Put extra funds back in your monthly budget and get 90 days payment free!
Riverfront will look out for your finances while you focus on family and loved ones during the current health crisis. And right now if you refinance your car loan from another financial institution with Riverfront, you can take advantage of going payment free for 90 days and free up some much needed cash in your monthly budget too! Call us or go online today to apply.
Benefits of our 90 Day No Payment Auto Loan* include:
- Low Payments after your 90 day no payment period expires
- URewards loan discount eligible
- GAP Plus, Mechanical Breakdown & Debt Protection products available for peace of mind
*No auto payments for 90 days applies to non-Riverfront auto loans only. Subject to standard underwriting procedures and risk based pricing applies. Terms up to 84 months including extension period based on credit tier. The 90 day no payment period begins on date of loan origination. Interest will accrue during the no payment period. Available to all existing members who have established membership as of March 1, 2020. URewards loan discount eligibility will apply. Limited time offer; may be withdrawn at any time. Please see loan agreements for additional details and conditions.
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HELOC .99% APR* for 6 Months
Right now is the perfect time to make the most of the equity you have in your home. With a home equity line of credit from Riverfront FCU, you can consolidate bills, pay college expenses, schedule a dream vacation, or even update your tired kitchen.
- Access your credit line for up to 5 years, no need to re-apply
- Up to 15-year repayment term from the date of last advance
Apply now, this special promotional rate is only offered for a limited time!
*APR = Annual Percentage Rate. A special APR of .99% for the first six months with a $10,000 minimum advance. Thereafter, the APR for any existing balance or future advances will convert to the applicable variable APR. The variable APR will range between Prime minus 0.25% (currently 4.50% APR) and Prime plus 7.00% (currently 11.75% APR). The maximum APR is 18%. Rates may vary and they are indexed to the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month. Property insurance is required. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.
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Not a Riverfront member? Join today and you use our ATMs fee-free! Save your Riverfront ATM receipt with the text “BECOME A MEMBER, SHOW THIS RECEIPT AND WE’LL ADD $50 TO YOUR ACCOUNT” on it, bring it into a branch and open a new account. Then we’ll deposit the first $50* on us! It’s THAT simple (and rewarding)!
*Offer applies to new members only and NOT new accounts opened by existing RFCU members. New member must have no prior relationship with Riverfront FCU in order to receive the $50 deposit. Other terms and conditions may apply.
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*Follow these easy steps:
- Pick up your FREE Riverfront FCU vinyl sticker or car magnet at a Riverfront branch and place it in a visible location on your vehicle.
- Riverfront spotters will be out in our Berks communities looking for vehicles displaying our stickers and magnets. If we spot your vehicle, we will tuck a notification under your windshield wiper.
- If you’ve received a notification, stop by a Riverfront branch and claim your Visa Gift Card! It’s THAT simple!
Promotional offers cannot be combined.