Promotions
There’s always something going on here at Riverfront!
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Work with us face-to-face in a Riverfront Live video session via smartphone, laptop or tablet December 1-30, 2020 for a chance to win one of many great prizes, including a $100 Visa Gift Card! It’s easy and convenient, like having a Riverfront branch in your pocket. Give it a try today!
Official Rules, Terms and Conditions
All entrants agree to the following official rules:
- Engage with a representative in a logged Riverfront Live session via Smartphone, laptop or tablet at least one time during the following time periods: December 1-7, December 8-15, December 16-22, December 23-30, 2020.
- No purchase necessary.
- Winners will be notified via email address on file with the credit union. To accept prizes, individual must respond via email to marketing@RiverfrontFCU.org with the subject line “Riverfront Live Winner Notification” with their name, phone number, and mailing address to claim their prize. Winners must respond to the winning notification within three (3) calendar days to receive prize or the prize will be forfeited. No substitutions or replacements for prizes unclaimed. Prizes will be mailed out no later than January 11, 2021. All applicable taxes are the responsibility of the winner.
- Winners will be chosen via a random drawing.
- Limit one prize per winner.
- All entrants and winners agree to release, indemnify, and hold Riverfront Federal Credit Union harmless along with allow use of their testimonial and release of first name for promotional purposes.
- Any violation or non-compliance with these Official Rules will result in disqualification.
- Thirty six (36) total winners will be chosen throughout the promotional time periods to win one $100 Visa Gift Card, ten (10) auto shades, five (5) travel cups, and twenty (20) mousepads. The winners will be notified by Monday, January 4, 2021, 5:00 pm EST. No prize substitutions.
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With our limited time personal loan offering, you can afford yourself some much needed breathing room going into next year. With a desirable payment to fit your budget and a stellar low rate, you can loosen your belt after the holidays have passed. So, take advantage of this offer to pay for the holiday dinner and gifts. Or after they have passed, use it consolidate high rate credit card debt!
Features of our specialized personal loan include:
- Quick decisioning to get the money in your hands fast
- Promotional rate as low as 6.75% APR*
- Borrow up to $15,000
- Terms up to 66-months
- Open to both members and those eligible for Riverfront membership
- Preferred membership discounts can be applied
Contact us via Riverfront Live or call 800-451-3477 to apply.
* Annual Percentage Rate. Restrictions apply based on credit worthiness. Automatic payment required.
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With these FREE OPTIONS, now is the perfect time to finance your new or used vehicle with a Riverfront Auto Loan!
- Go Payment free for the first 60 days of your loan repayment period!
- We’ll cover your deductible*!
- Free GAP Coverage ($399 value)!
Stop by, call 610-374-8351, or speak with a representative face-to-face with Riverfront Live today!
*Term and maximum deductible amounts along with other restrictions apply.
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HELOC .99% APR* for 6 Months
Right now is the perfect time to make the most of the equity you have in your home. With a home equity line of credit from Riverfront FCU, you can consolidate bills, pay college expenses, schedule a dream vacation, or even update your tired kitchen.
- Access your credit line for up to 5 years, no need to re-apply
- Up to 15-year repayment term from the date of last advance
Apply now, this special promotional rate is only offered for a limited time!
*APR = Annual Percentage Rate. A special APR of .99% for the first six months with a $10,000 minimum advance. Thereafter, the APR for any existing balance or future advances will convert to the applicable variable APR. The variable APR will range from Prime (currently 3.50%) and prime plus 7.00% (currently 10.5%). The maximum APR is 18%. Rates may vary and they are indexed to the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month. Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.
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Support Pennsylvania’s locally owned businesses, restaurants and retail shops using your Riverfront Cash Rewards Visa card and earn 3% cash back* now through December 31, 2020.
Our small businesses need us now more than ever, so shop knowing you’re giving back to the community and being rewarded for it! Your cash back will be deposited into your URCash account. Plus, our Cash Rewards Visa card comes loaded with perks like no annual fee and Cell Phone Protection.
Disclosure:
*Restrictions apply. Cash back accrues at the rate of 3.00% for NET purchases made that post through our third party processing with a merchant code in the state of Pennsylvania using participating Card (not including cash advances or balance transfers. Cash back includes 1.50% standard cash back and additional 1.50% promotional rate). Promotion runs June 1- December 31, 2020. Cash accrual is not earned for fees, finance charges, or cash transactions of any kind and may exclude applicable shipping, tips and taxes. Cash back activity including your cash back balance earned will appear on your monthly Riverfront FCU VISA credit card statement. Cash back incentives will be posted to a Riverfront URCash account. Neither we, nor our service providers, are responsible for inaccuracies in cash accrual due to computer error, late or incorrect data submissions or any loss incurred that may arise in connection with the use of these services. Neither we, nor our service providers are responsible for the performance by any service provider or common carrier. Earn an additional $100 cash back incentive when you make $2,500 worth of purchases in the first six months after your card is initially issued. The promotion applies to transactions with a postdate between 6/1/20 and 12/31/20. URCash will be posted to member URCash accounts the calendar month following the prior month statement cycle. Additional promotional cash rewards of 1.5% in earnings will be limited to $500 total at which time standard cash rewards rate will apply. Terms and conditions subject to change.
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Helping Local Businesses Reopen - The R&R (Restore & Recover) Working Capital Loan
The Covid-19 pandemic has created significant challenges for Berks County’s small businesses. To aid them in their recovery, Riverfront offers a Restore & Recover (R&R) Working Capital Loan. Our organization is dedicated to providing our local small businesses with the financial resources they need to follow the difficult path that lies ahead. Funds from the R&R Loan can be used to purchase social distancing materials (PPE, placards, shields, etc.), or for short-term expenses like inventory, payroll, rent or other operating costs. Contact us via telephone during business hours to apply.
Features of the R&R Working Capital loan include:
- Initial promotional period of 0%* for 6 months
- Borrow up to $10,000
- Terms up to 60 months
- Quick application process
- Open to both members and those eligible for Riverfront membership
We also offer amortizing loans at 1.99% APR* for amounts up to a maximum of $10,000 with a max term of up to 60 months. Contact us via telephone during business hours to apply.
*Annual Percentage Rate. Restrictions apply based on credit score.
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Not a Riverfront member? Join today and you use our ATMs fee-free! Save your Riverfront ATM receipt with the text “BECOME A MEMBER, SHOW THIS RECEIPT AND WE’LL ADD $50 TO YOUR ACCOUNT” on it, bring it into a branch and open a new account. Then we’ll deposit the first $50* on us! It’s THAT simple (and rewarding)!
*Offer applies to new members only and NOT new accounts opened by existing RFCU members. New member must have no prior relationship with Riverfront FCU in order to receive the $50 deposit. Other terms and conditions may apply.
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*Follow these easy steps:
- Pick up your FREE Riverfront FCU vinyl sticker or car magnet at a Riverfront branch and place it in a visible location on your vehicle.
- Riverfront spotters will be out in our Berks communities looking for vehicles displaying our stickers and magnets. If we spot your vehicle, we will tuck a notification under your windshield wiper.
- If you’ve received a notification, stop by a Riverfront branch and claim your Visa Gift Card! It’s THAT simple!
Promotional offers cannot be combined.