Check Out Our Current Promotions!
At Riverfront Federal Credit Union, we love serving you! Because we take the time to survey your needs and wants, we craft our promotions around those products and services that benefit our members most. These may include special terms on savings accounts, a low rate on a loan, or even free car washes or coffee on us!
Promotional offers cannot be combined.
Earn up to 3% cash back1 on your purchases while enjoying the flexible convenience of our Buy Now, Pay Later installment payment plan2! Don’t have a Riverfront Cash Rewards Visa yet? Sign up now to earn an additional $100 cash back when you make $2,500 worth of purchases when you open your card!3
1 Promotion runs June 20-August 22, 2025. Dates subject to change without notice. Cash back accrues at the rate of 1.50% for net purchases from $0.01 up to $1,500, 3.00% cash back on net purchases from $1,501-$4,500, and 1.50% cash back on net purchases over $4,500. Cash back accrual does not apply to “Buy Now, Pay Later” installment payment plans. Net purchases refers to purchases made with participating Card (not including cash advances or balance transfers). Billing cycle is the period between statement dates during which your purchases accumulate for cash back calculation. Cash accrual is not earned for fees, finance charges, or cash transactions of any kind and may exclude applicable shipping, tips and taxes. Cash back activity including your cash back balance earned will appear on your monthly Riverfront FCU Visa Signature credit card statement. Cash back incentive will be posted to a Riverfront UrCash share account. Neither we, nor our service providers, are responsible for inaccuracies in cash accrual due to computer error, late or incorrect data submissions or any loss incurred that may arise in connection with the use of these services. Neither we, nor our service providers are responsible for the performance by any service provider or common carrier.
2 Purchase must be greater than $100 from qualifying merchants. Installment payment available for three (3), six (6), nine (9) or twelve (12) month terms, split evenly over term, depending on qualifications. Not all cardholders will qualify. Installment Payments is a financial product brought to you by Riverfront Federal Credit Union. Download of the Riverfront card app is required to use Installment Payments. Riverfront Federal Credit Union may change APRs, fees and other account terms in the future based on your experience with Riverfront Federal Credit Union and its affiliates as provided under the Cardmember Agreement and applicable law.
3 Earn an additional $100 cash back incentive when you make $2,500 worth of purchases in the first six months after opening.
Looking for a better way to take control of your finances?
With a Home Equity loan from Riverfront, you can combine multiple bills into one affordable monthly payment.
And for a limited time, your application fees will be waived* up to $550!
Use the funds to help pay off your debt faster and possibly lower your monthly payment! A Home Equity Loan offers a fixed rate with a predictable repayment term making it easier to stick to your budget.
Apply today and put yourself on the path to success in achieving your financial goals!
*All fees waived (property search, recording, flood, credit bureau and online valuation) up to $550.00 on all home equity applications originated on or after February 1, 2025. Applications created prior to February 1, 2025 are not eligible for this promotion. Promotion available for a limited time and subject to change without notice. For more information and to apply, call 800-451-3477 or visit our Online Application.
Tap into Your Home’s Equity today!
A Home Equity Line of Credit gives you the financial flexibility to borrow what you need for projects large and small. Consolidate bills, update your kitchen, add a pool, or cover education or medical expenses.
- Access your credit line for up to 5 years, no need to re-apply
- Up to 15-year repayment term from the date of last advance
Apply now, this special promotional rate is only offered for a limited time!
* APR = Annual Percentage Rate. A special APR of 2.49% for the first six months with a $10,000 minimum advance. The introductory APR will automatically terminate at the end of the 6-month period. Home Equity Line of Credit rates are based on the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month plus or minus a margin with a floor rate of 3.5%. Your APR may vary. Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.
No Payments for 90 Days!1
Riverfront can help you finance a new set of wheels affordably as well as not worrying about the payments for 90 days.
Finance Your New or Used Automobile with us and Receive $150 Instantly!2
Finance your new or used car with us and receive $150 financing incentive. You can even refinance from another financial institution with Riverfront to not only lower your monthly payment but also receive $150 cash on the spot!
Free Car Washes are Waiting for You!3
It’s easy to keep your new (or new to you) car spotless! Finance your auto loan and protect it with our ancillary products for peace of mind and be on your way to getting free inside and out car washes compliments of Riverfront and Luxe Car Wash!
1 “No Payments for 90 Days” applies to all modes of transportation including Autos, Motorcycles, RV’s or Boats and is valid for 90 days from date of purchase or refinance from another financial institution, after which regular payments will begin. Interest will accrue during the No Payment period. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. Rates subject to change. Rates based on credit requirements. Other restrictions may apply.
2 Finance your new or used vehicle with us or refinance your current auto loan from another financial institution and we will give you $150 cash on the spot! Don’t delay. This special offer is only available for a limited time, so apply now using Riverfront Live or call 800-451-3477, option 5. Limited time offer; may be withdrawn at any time. Other restrictions may apply.
3 Finance your new or used auto or even refinance your auto loan from another financial institution with Riverfront and select a term of at least 60 months or more with a minimum loan amount of $20,000. For those wanting peace of mind, we can offer GAP/ADR, disability, life and unemployment protection on your loan. By electing one or more of these coverages, your car will benefit by receiving free inside-out car washes. Limited time offer; may be withdrawn at any time. Other restrictions may apply.
*Follow these easy steps:
- Pick up your FREE Riverfront FCU vinyl sticker or car magnet at a Riverfront branch and place it in a visible location on your vehicle.
- Riverfront spotters will be out in our Berks communities looking for vehicles displaying our stickers and magnets. If we spot your vehicle, we will tuck a notification under your windshield wiper.
- If you’ve received a notification, stop by a Riverfront branch and claim your Visa Gift Card! It’s THAT simple!
How can I become a member?
Customers become members and part owners when they open an account here. Our profits are returned to members in the form of better rates, lower fees, improved services, and increased reserves to maintain our unmatched financial strength. Having an account at Riverfront means that you are part owner of the Credit Union.
Deposits are used to fund loans to other account holders. Earnings are used to increase savings yields, lower loan rates, offer new financial services, or add to the institution’s financial strength. Don’t worry; your money is safe with us. The National Credit Union Administration (NCUA), an agency of the U.S. Government, regulates us. The NCUA examines each credit union annually and insures your savings accounts up to at least $250,000.
Eligibility
To be eligible to join Riverfront you must currently live, work, worship or attend school in Berks County, Pennsylvania or be a legal entity doing business in Berks County. Also eligible for membership is a current member’s spouse, child, parent, sibling, grandparent, grandchild, in-law and household member. You will need to provide proof of your eligibility.
All it takes is a $5.00 deposit into a savings account.
Ready to Get Started
Basic Checking is a free, no-frills, straightforward account that offers convenient services and no charges.
Open Your Account TodayVideo Banking – Easy and Convenient
During business hours, our team of experts is ready and waiting to work with you. When you log into your session, you can select which group can assist you from our Personal Member Service, Lending Services, Business Services or Mortgage Services area.
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