Rates

New Car and Used Car Model Year 2019 and Newer

Rates Effective: 7/24/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Used Car Loan Model Year 2018 and Older

Rates Effective: 7/24/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Motorcycle Loan

Rates Effective: 6/20/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

New RV & Boat (New Only)

Rates Effective: 6/20/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Used RV & Boat (2018 & Newer)

Rates Effective: 6/20/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Personal Loan

Rates Effective: 9/18/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Mortgage

Rates Effective: 8/21/2023

APR based on $100,000 loan amount. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors can affect the final interest rate. These are our best rates and adjustments to the rates may pertain based upon credit score, LTV, debt ratio and purpose of loan. Call 800-451-3477 for information specific to your circumstances.

Home Equity Loan

Rates Effective: 9/18/2023

Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.

Home Equity Line of Credit – Real Estate Secured

Rates Effective: 9/1/2023

*APR = Annual Percentage Rate. A special APR of 2.49% for the first six months with a $10,000 minimum advance. The introductory APR will automatically terminate at the end of the 6-month period. Home Equity Line of Credit rates are based on the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month plus or minus a margin with a floor rate of 3.5%. Your APR may vary. Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.

Cash Rewards Visa® Credit Card

Rates Effective: 5/25/2023

Based on credit worthiness. Interest determined by credit rating and other underwriting factors. Rates subject to change without notice.

Platinum Visa® Credit Card

Rates Effective: 7/1/2018

Interest rate determined by credit rating and other underwriting factors. Rates subject to change without notice.

Young Adult Visa® Credit Card – ages 18 through 25

Rates Effective: 7/1/2018

Rate subject to change without notice.

Certificates – Minimum $1,000

Rates Effective: 6/19/2023

*APY (Annual Percentage Yield). APY accurate as of June 19, 2023 and subject to change. APY is fixed to maturity. Minimum balance requirement is $1,000.00.  A certificate of deposit account pays the highest dividends when reinvesting the dividends in the account until maturity, Subject to an early withdrawal penalty. At time of maturity the 3, 6 & 12-month certificates will renew into the original term at the prevailing APR offered at that time. For more information please refer to Riverfront’s Master Account Agreement Part 2.

Traditional IRA Certificate – Minimum $1,000

Rates Effective: 6/19/2023

*APY (Annual Percentage Yield). APY accurate as of June 19, 2023 and subject to change. APY is fixed to maturity. Minimum balance requirement is $1,000.00.  A certificate of deposit account pays the highest dividends when reinvesting the dividends in the account until maturity, Subject to an early withdrawal penalty. At time of maturity the 3, 6 & 12-month certificates will renew into the original term at the prevailing APR offered at that time. For more information please refer to Riverfront’s Master Account Agreement Part 2.

Roth IRA Certificate – Minimum $1,000

Rates Effective: 6/19/2023

*APY (Annual Percentage Yield). APY accurate as of June 19, 2023 and subject to change. APY is fixed to maturity. Minimum balance requirement is $1,000.00.  A certificate of deposit account pays the highest dividends when reinvesting the dividends in the account until maturity, Subject to an early withdrawal penalty. At time of maturity the 3, 6 & 12-month certificates will renew into the original term at the prevailing APR offered at that time. For more information please refer to Riverfront’s Master Account Agreement Part 2.

Savings Account

Rates Effective: 1/1/2023

$5 minimum balance is required to maintain a Savings account.
*APY = Annual Percentage Yield

Traditional Money Market

Rates Effective: 7/1/2023

*APY = Annual Percentage Yield

Step-Up Money Market

Rates Effective: 7/1/2023

*APY = Annual Percentage Yield

Preferred Step-Up Money Market

Rates Effective: 7/1/2023

*APY = Annual Percentage Yield

Traditional and Roth IRA

Rates Effective: 7/1/2023

*APY = Annual Percentage Yield

Education Savings Account (CESA)

Rates Effective: 7/1/2023

*APY = Annual Percentage Yield

*APY = Annual Percentage Yield. Fees may reduce earnings on accounts. Rates are subject to change without notice.