Loan Rates
New Car and Used Car Model Year 2018 and Newer
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| 0 to 36 months | 5.09% |
| 37 to 66 months | 5.34% |
| 67-75 Months | 5.74% |
| 76-84 Months – New Only | 7.09% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Used Car Loan Model Year 2017 and Older
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| Used Car – varies by model year and term | 8.09% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Motorcycle Loan
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| New: 0 to 60 months | 4.24% |
| Used: 0 to 60 months | 5.24% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
New RV & Boat (New Only)
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| 0 to 84 months | 3.49% |
| 85 to 120 months – Minimum $15,000 | 5.49% |
| 121 to 180 months – Minimum $25,000 | 6.49% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Used RV & Boat (2017 & Newer)
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| 0 to 84 months | 4.49% |
| 85 to 120 months – Minimum $15,000 | 6.49% |
| 121 to 180 months – Minimum $25,000 | 7.49% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Personal Loan
Rates Effective: 3/1/2023
| Term | APR |
|---|---|
| Share Secured | 3.50% |
| Express Line of Credit – Variable | 13.50% |
| Unsecured Fixed | 9.99% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Mortgage
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| 15 Year – Fixed | 6.14% |
| 20 Year – Fixed | 6.50% |
| 30 Year – Fixed | 6.60% |
APR based on $100,000 loan amount. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors can affect the final interest rate. These are our best rates and adjustments to the rates may pertain based upon credit score, LTV, debt ratio and purpose of loan. Call 800-451-3477 for information specific to your circumstances.
Home Equity Loan
Rates Effective: 3/20/2023
| Term | APR |
|---|---|
| up to 5 years | 5.25% |
| up to 10 years | 5.50% |
| up to 15 years | 5.75% |
| up to 20 years | 6.75% |
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. Rates subject to change without notice.
Home Equity Line of Credit – Real Estate Secured
Rates Effective: 3/1/2023
| Term | APR |
|---|---|
| *6-Month Introductory Rate | 1.99% |
| **Regular, Variable | 7.50% |
*APR = Annual Percentage Rate. A special APR of 1.99% for the first six months with a $10,000 minimum advance. The introductory APR will automatically terminate at the end of the 6-month period. Home Equity Line of Credit rates are based on the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month plus or minus a margin with a floor rate of 3.5%. Your APR may vary. Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
Credit Card Rates
Cash Rewards Visa® Credit Card
Rates Effective: 2/20/2023
| Cash Rewards Visa® Credit Card: | APR |
|---|---|
| Variable | 14.74% to 17.74% |
| Non-Variable | 18.00% |
Based on credit worthiness. Interest determined by credit rating and other underwriting factors. Rates subject to change without notice.
Platinum Visa® Credit Card
Rates Effective: 7/1/2018
| Type | APR |
|---|---|
| Platinum Visa® Credit Card, Non-Variable | 7.90% to 17.25% |
Interest rate determined by credit rating and other underwriting factors. Rates subject to change without notice.
Young Adult Visa® Credit Card – ages 18 through 25
Rates Effective: 7/1/2018
| Type | APR |
|---|---|
| Young Adult Visa® Credit Card, Non-Variable | 11.25% |
Rate subject to change without notice.
Certificate Rates
Certificates – Minimum $1,000
Rates Effective: 2/27/2023
| Term | APY* |
|---|---|
| 3 months | 3.00% |
| 6 months | 3.05% |
| 12 months | 3.35% |
| 18 months | 3.60% |
| 24 months | 3.75% |
| 30 months | 3.75% |
| 36 months | 3.75% |
| 48 months | 4.00% |
| 60 months | 4.00% |
*APY = Annual Percentage Yield. Early withdrawal penalties apply. Rates subject to change without notice.
Traditional IRA Certificate – Minimum $1,000
Rates Effective: 2/27/2023
| Term | APY* |
|---|---|
| 3 months | 3.00% |
| 6 months | 3.05% |
| 12 months | 3.35% |
| 18 months | 3.60% |
| 24 months | 3.75% |
| 30 months | 3.75% |
| 36 months | 3.75% |
| 48 months | 4.00% |
| 60 months | 4.00% |
*APY = Annual Percentage Yield. Early withdrawal penalties apply. Rates subject to change without notice.
Roth IRA Certificate – Minimum $1,000
Rates Effective: 2/27/2023
| Term | APY* |
|---|---|
| 3 months | 3.00% |
| 6 months | 3.05% |
| 12 months | 3.35% |
| 18 months | 3.60% |
| 24 months | 3.75% |
| 30 months | 3.75% |
| 36 months | 3.75% |
| 48 months | 4.00% |
| 60 months | 4.00% |
*APY = Annual Percentage Yield. Early withdrawal penalties apply. Rates subject to change without notice.
Deposit Rates
Savings Account
Rates Effective: 1/1/2023
| Term | APY* |
|---|---|
| Primary | 0.25% |
| Escrow | 0.25% |
| Club Account | 0.25% |
| Checking | 0.10% |
$5 minimum balance is required to maintain a Savings account.
*APY = Annual Percentage Yield
Traditional Money Market
Rates Effective: 1/1/2023
| Required Balance | APY* |
|---|---|
| $500.00 to $4,999.99 | 0.60% |
| $5,000.00 to $9,999.99 | 0.60% |
| $10,000.00 or more | 0.60% |
*APY = Annual Percentage Yield
Step Up Money Market
Rates Effective: 3/1/2023
| Required Balance | APY* |
|---|---|
| $5,000.00-$10,000.00 | 1.15% |
| $10,000.01-$25,000.00 | 1.15% – 1.18% |
| $25,000.01-$100,000.00 | 1.18% – 1.23% |
| $100,000.01-$250,000.00 | 1.23% – 1.27% |
| $250,000.01 and above | 1.27% – 1.31% |
*APY = Annual Percentage Yield
Traditional and Roth IRA
Rates Effective: 1/1/2023
| Required Balance | APY* |
|---|---|
| $100.00 to $4,999.99 | 0.60% |
| $5,000.00 to $9,999.99 | 0.60% |
| $10,000.00 or more | 0.60% |
*APY = Annual Percentage Yield
Education Savings Account (CESA)
Rates Effective: 6/1/2023
| Required Balance | APY* |
|---|---|
| $100.00 to $4,999.99 | 0.60% |
| $5,000.00 to $9,999.99 | 0.60% |
| $10,000.00 or more | 0.60% |
*APY = Annual Percentage Yield
*APY = Annual Percentage Yield. Fees may reduce earnings on accounts. Rates are subject to change without notice.
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.
