Rates
Loan Rates
| Term | APR |
|---|---|
| 0 to 36 months | 2.74% |
| 37 to 66 months | 2.99% |
| 67-75 Months | 3.49% |
| 76-84 Months – New Only | 5.24% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| Used Car - varies by model year and term | 7.49% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| New: 0 to 60 months | 3.74% |
| Used: 0 to 60 months | 4.74% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| 0 to 84 months | 2.99% |
| 85 to 120 months - Minimum $15,000 | 4.99% |
| 121 to 180 months - Minimum $25,000 | 5.99% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| 0-84 Months | 3.99% |
| 85 - 120 Months (Minumum $15,000) | 5.99% |
| 121 - 180 Months (Minumum $25,000) | 6.99% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| Share Secured | 3.10% |
| Express Line of Credit - Variable | 9.00% |
| Unsecured Fixed | 9.24% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| 15 Year - Fixed | 2.74% |
| 20 Year - Fixed | 3.12% |
| 30 Year - Fixed | 3.23% |
| APR based on $100,000 loan amount. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors can affect the final interest rate. These are our best rates and adjustments to the rates may pertain based upon credit score, LTV, debt ratio and purpose of loan. Call 800-451-3477 for information specific to your circumstances. | |
| Term | APR |
|---|---|
| up to 3 years | 3.99% |
| up to 5 years | 3.99% |
| up to 7 years | 4.19% |
| up to 10 years | 4.69% |
| up to 12 years | 4.80% |
| up to 15 years | 4.99% |
| up to 20 years | 5.75% |
| Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice. | |
| Term | APR |
|---|---|
| *6-Month Introductory Rate | .99% |
| **Regular, Variable | 3.50% |
| Rates listed are our best "As Low As" rates. Introductory and standard rates based on creditworthiness, may vary from the rate shown, and are subject to standard credit criteria. *The Introductory .99% APR for qualified borrowers will apply only during the first six (6) months. Thereafter, the APR for any existing balance or future advances will convert to the applicable variable APR. **The variable APR will range between 3.50% to 10.50%. This APR may vary monthly and is based on the U.S. Prime Rate published in The Wall Street Journal on the 3rd Tuesday of each month. The Prime rate as of 3/16/2020 is 3.25%. The APR will never be higher than 18%. APR= Annual Percentage Rate. All loans are subject to credit approval. Other restrictions may apply. | |
| Term | APR |
|---|---|
| Credit Builder - Unsecured, Fixed | 18.00% |
| Rate subject to change without notice. | |
All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.