New Car and Used Car Model Year 2016 and Newer
Rates Effective: 5/1/2021

Term	APR
0 to 36 months	2.24%
37 to 66 months	2.49%
67-75 Months	2.89%
76-84 Months - New Only	4.24%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Used Car Loan Model Year 2015 and Older
Rates Effective: 5/1/2021

Term	APR
Used Car - varies by model year and term	5.24%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Motorcycle Loan
Rates Effective: 5/1/2021

Term	APR
New: 0 to 60 months	2.99%
Used: 0 to 60 months	2.99%
The promotional rate of 2.99% APR (Annual Percentage Rate) applies to Boats, RV’s and Motorcycles. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. This rate cannot be combined with UrCash. Approval is based on credit worthiness and acceptable collateral. Other restrictions may apply.

New RV & Boat (New Only)
Rates Effective: 5/1/2021

Term	APR
0 to 84 months	2.99%
85 to 120 months - Minimum $15,000	2.99%
121 to 180 months - Minimum $25,000	2.99%
The promotional rate of 2.99% APR (Annual Percentage Rate) applies to Boats, RV’s and Motorcycles. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. This rate cannot be combined with UrCash. Approval is based on credit worthiness and acceptable collateral. Other restrictions may apply.

Used RV & Boat (2015 & Newer)
Rates Effective: 5/01/2021

Term	APR
0-84 Months	2.99%
85 - 120 Months (Minumum $15,000)	2.99%
121 - 180 Months (Minumum $25,000)	2.99%
The promotional rate of 2.99% APR (Annual Percentage Rate) applies to Boats, RV’s and Motorcycles. Offer excludes existing Riverfront loans. Limited time offer; may be withdrawn at any time. This rate cannot be combined with UrCash. Approval is based on credit worthiness and acceptable collateral. Other restrictions may apply.

Personal Loan
Rates Effective: 4/01/2020

Term	APR
Share Secured	3.10%
Express Line of Credit - Variable	9.00%
Unsecured Fixed	9.24%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Mortgage
Rates Effective: 2/22/2021

Term	APR
15 Year - Fixed	2.67%
20 Year - Fixed	3.03%
30 Year - Fixed	3.12%
APR based on $100,000 loan amount. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors can affect the final interest rate. These are our best rates and adjustments to the rates may pertain based upon credit score, LTV, debt ratio and purpose of loan. Call 800-451-3477 for information specific to your circumstances.

Home Equity Loan
Rates Effective: 2/01/2021

Term	APR
up to 5 years	3.24%
up to 10 years	3.50%
up to 15 years	3.75%
up to 20 years	4.75%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Home Equity Line of Credit - Real Estate Secured
Rates Effective: 5/1/2021

Term	APR
*6-Month Introductory Rate	00% then .99%
**Regular, Variable	3.50%
*APR = Annual Percentage Rate. A special APR of 0% for the first six months and .99% for the following 6 months with a $10,000 minimum advance. The introductory APR will automatically terminate at the end of the 12-month period. Home Equity Line of Credit rates are based on the Prime Rate as published in The Wall Street Journal on the 3rd Tuesday of each month plus or minus a margin with a floor rate of 3.5%.  Your APR may vary.  Property insurance is required. With a $10,000 initial advance we will waive all basic property search and recording fees, excluding appraisal fee. Payments may be tax deductible, consult your tax advisor. All loans are subject to credit approval. Other restrictions may apply.

Helping Hand Loan
Rates Effective: 8/20/2018

Term	APR
Credit Builder - Unsecured, Fixed	18.00%
Rate subject to change without notice.