Rates

New Car and Used Car Model Year 2014 and Newer
Rates Effective: 11/19/2018

Term	APR
0 to 36 months	3.44%
37 to 66 months	3.69%
67-75 Months	4.19%
76-84 Months - 2016 and newer only	5.94%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Used Car Loan Model Year 2013 and Older
Rates Effective: 11/19/2018

Term	APR
Used Car - varies by model year and term	8.19%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Motorcycle Loan
Rates Effective: 8/20/2018

Term	APR
New: 0 to 60 months	3.74%
Used: 0 to 60 months	4.74%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

New RV & Boat (New Only)
Rates Effective: 8/20/2018

Term	APR
0 to 84 months	4.74%
85 to 120 months - Minimum $15,000	6.74%
121 to 180 months - Minimum $25,000	7.74%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Used RV & Boat (2013 & Newer)
Rates Effective: 8/20/2018

Term	APR
0-84 Months	5.74%
85 - 120 Months (Minumum $15,000)	7.74%
121 - 180 Months (Minumum $25,000)	8.74%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Personal Loan
Rates Effective: 11/01/2018

Term	APR
Share Secured	3.10%
Express Line of Credit - Variable	11.00%
Unsecured Fixed	9.24%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Mortgage
Rates Effective:11/19/2018

Term	APR
15 Year - Fixed	4.23%
20 Year - Fixed	4.61%
30 Year - Fixed	4.93%
APR based on $100,000 loan amount. Rates posted are indications only and are subject to change without notice. Your actual rate may be different, as many factors can affect the final interest rate. These are our best rates and adjustments to the rates may pertain based upon credit score, LTV, debt ratio and purpose of loan. Call 800-451-3477 for information specific to your circumstances.

Home Equity Loan
Rates Effective: 12/17/2018

Term	APR
up to 3 years	3.99%
up to 5 years	3.99%
up to 7 years	4.19%
up to 10 years	4.69%
up to 12 years	4.80%
up to 15 years	4.99%
up to 20 years	5.75%
Rates listed are our best fixed rates on approved credit. Actual interest rate offered may be higher depending on applicant's credit rating and other underwriting factors. Rates subject to change without notice.

Home Equity Line of Credit - Real Estate Secured
Rates Effective: 11/1/2018

Term	APR
*6-Month Introductory Rate	1.99%
**Regular, Variable	5.00%
Rates listed are our best "As Low As" rates. Introductory and standard rates based on creditworthiness, may vary from the rate shown, and are subject to standard credit criteria. *The Introductory 1.99% APR for qualified borrowers will apply only during the first six (6) months. Thereafter, the APR for any existing balance or future advances will convert to the applicable variable APR. **The variable APR will range between Prime minus 0.25% (currently 5.25% APR) and Prime plus 7.00% (currently 12.25% APR). This APR may vary monthly and is based on the U.S. Prime Rate published in The Wall Street Journal on the 3rd Tuesday of each month. The Prime rate as of 11/1/18 is 5.25%. The APR will never be higher than 18%. APR= Annual Percentage Rate. All loans are subject to credit approval. Other restrictions may apply.

Helping Hand Loan
Rates Effective: 8/20/2018

Term	APR
Credit Builder - Unsecured, Fixed	18.00%
Rate subject to change without notice.