Preferred Program

Rewards:

• Higher rates on step-up money market account
• 0.10% on Mortgages, 0.25% discount on other eligible loan types (exceptions apply)
• 0.10% higher rate on future certificate (promotional certificates excluded)
• 50% reduction on eligible fees

* Preferred pricing requirements: Preferred status is available only for personal accounts for members 18 and older with account open at least 60 days. Fiduciary accounts, organizational accounts, and accounts for trusts are not eligible. Preferred pricing is determined on a monthly basis. To qualify, a member must conduct at least 15 purchase transactions with debit or credit card (total debit and credit card purchases are combined for this purpose). Card purchase transactions are measured from the 26th day of the prior month to the 25th day of the current month. In addition, the member must satisfy either of the following two criteria: 1) Average daily balance or month end balance of deposit accounts is $5000 or more (collection accounts, escrow accounts and non-member funds not included); or 2) month end loan balance is $20,000 or more. Month end loan balance is determined based on the unpaid principal balance of all non-delinquent credit cards and lines of credit, and the original loan amount of all non-delinquent installment loans that have not been paid in full. Education loans, business loans, and mortgages not serviced by Riverfront are excluded. Preferred benefits may also include loan rate discounts and higher share certificate rates; check current rates for details. pricing requirements: Preferred is available only for personal accounts for members 18 and older with account open at least 60 days. Fiduciary accounts, organizational accounts, and accounts for trusts are not eligible. Preferred pricing is determined on a monthly basis. To qualify, a member must conduct at least 15 purchase transactions with debit or credit card (total debit and credit card purchases are combined for this purpose). Card purchase transactions are measured from the 26th day of the prior month to the 25th day of the current month. In addition, the member must satisfy either of the following two criteria: 1) Average daily balance or month end balance of deposit accounts is $5000 or more (collection accounts, escrow accounts and non-member funds not included); or 2) month end loan balance is $20,000 or more. Month end loan balance is determined based on the unpaid principal balance of all non-delinquent credit cards and lines of credit, and the original loan amount of all non-delinquent installment loans that have not been paid in full. Education loans, business loans, and mortgages not serviced by Riverfront are excluded.  Preferred benefits may also include loan rate discounts and higher share certificate rates; check current rates for details.

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